⚠️ Notis Penting

Pinjaman ini mematuhi sepenuhnya undang-undang dan peraturan KPKT.

BUSINESS TOP CAPITAL SDN. BHD.
🛡️ No. Lesen KPKT: WL4729/10/01-11/081026

Oleh itu, semakan kelayakan hanya dilakukan secara DALAM TALIAN (Online) dan perjumpaan bersemuka adalah diwajibkan.

❌ KAD ATM TIDAK AKAN DISIMPAN
❌ TIADA YURAN PENDAHULUAN (UPFRONT)

Your Loan
Specialist

We help you secure your ideal
personal loan within minutes.

No upfront payment

Specialist
0 upfront fees
Customized plan based on your budget
Trusted and regulated
Approval in 15 Minutes
Free Checking
No Hidden Charges
Approval in 15 Minutes
Free Checking
No Hidden Charges

Fast Cash.
Zero Deposit.

Solve your emergencies today. Apply for up to RM 100,000 with absolutely no upfront fees. Fast, safe, and fully licensed.

LajuLepas Mascot Area

Loan Estimator

Live Rate

RM 6,000
RM 1,000RM 45,000
Est. Monthly Repayment
RM 180 - 1,200
Compliant With:
KPKT DuitNow FPX JomPAY PDPA KPKT DuitNow FPX JomPAY PDPA
What We Offer

Our Financing Services

Choose the right financial solution tailored specifically to your needs.

Private Loan

Fast approval private financing solutions designed for immediate cash flow needs.

Apply Now
Private Loan Icon

Bank Loan

Secure low-interest personal loans from top trusted banking institutions.

Apply Now
Bank Loan Icon

Goverment Koperasi Personal Loans

For civil servants. Enjoy competitive rates from 2.82% p.a. With approval as fast as 2 working days.

Apply Now
Gov & Koperasi Icon

Cash On Property

Unlock the hidden equity of your property to get high-value cash payouts.

Apply Now
Cash On Property Icon

How LajuLepas Works

1

Select Your Loan Amount

Select your loan amount that you wish to apply, or select the right services that could help you.

Step 1 Visual
2

Fill Up Details & WhatsApp Us!

Fill up the form in just quick 1 minutes, and whatsapp Mira our cusotmer respresnative, she is talkactive and is happy to help, dont scare to ask

Step 2 Visual
3

Eligibility Checking

Once you have send the requireds detials, mira will check it and respond to you within 3 minutes!

Step 3 Visual
4

Arrange Appointment

If you are ELIGIBLE, Mira will help you to set up an OFFLINE only appointment to go thru details and sign aggerement, once sign fund dirsnuse within in 2 hours.

Step 4 Visual

Not sure whether you are eligible to borrow?

Why Choose Us

Why Malaysians Trust Us

Fast, safe, and fully licensed financial services tailored for your peace of mind.

Over the Last 12 Years

97,000+ Clients Served

Backed by 12 years of industry experience, our dedicated team is fully regulated and strictly adheres to KPKT guidelines. Clients with AKPK or bankruptcy records are still welcome to apply.

Still Adding
Private Loan Icon

RM 7.8M

Private Loan Disbursed

Bank Loan Icon

12,048

Bank Loan Approved

Cash On Property Icon

6,084

Cash on Property Approved

Koperasi Loan Icon

99,817

Koperasi Loan Approved

Real Stories, Real People

See why 15,000+ Malaysians trust us.

"Cari Richard, mmg dia explain sng paham. Yg pntg proses disbursement memang sama hari. "

Client Photo
Danish

"Mirah byk mbantu, reply wasap mungkin laju. Dia explain step by step. Tq jgk sbb duit masuk laju gila dlm sejam dh ada kt acc."

Client Photo
CikitWo

"Mirah layan wasap tiptop, xde marah2 wpun sy byk tnya. Dia explain slow2 smpai phm. Duit pn masuk akaun dlm masa 2 jam."

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Encik Kh

"Tq Richard sbb explain detail gila psl loan ni. "

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Sahida

"Thank you Mira for quick respond and patience explanationan "

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Jasmin

"Ingatkan susah sbb dokumen mcm kureng, tp CS tlg ajar mcm mana nk buat. Terbaik la korang."

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Mir

"Mula2 risau jgk kot2 scam, tp lps tgk sume legit trus apply. Staf peramah layan wasap laju gila."

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Siti

"Alhamdulillah loan lulus laju. Tak smpai 24 jam duit dh msk acc bank. Servis mantap..."

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Ika

"Thank you Richard for explaning clearly"

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Cheng

"tq mira for fast respond"

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Yaya

"First time loan tk jadi sebab i suddenly nak cancel, staff Richard just tolong cancel tanpa apa2 complain. But second time jadi, sebab betul2 nk pakai duit. so far so good. "

Client Photo
Yazid

"Sudah 3 kali overlap, staff yasmin is very helpful. "

Client Photo
Mira

Got Questions?

We've got answers.

Disclosure & Key Information

LajuLepas Offers

Loan Tenure (Repayment Period)

  • • Minimum: 61 days
  • • Maximum: 60 months
Promotion rate now: 6% per year.

Maximum Annual Percentage Rate (APR)

Up to 18% per annum (for unsecured personal loans), inclusive of interest and applicable fees, calculated in accordance with Malaysian regulations.

Representative Example

If you borrow RM 5,000 over 12 months at an annual rate of 18%:

Monthly repayment: RM 491.67
Total repayment amount: RM 5,900.00
Total interest payable: RM 900.00
No upfront deposit or any admin fees.